When you decide to buy a home or refinance a mortgage, it's a big step. You can trust me to find the loan program that's best for you.

If you are over age 62 and investigating Reverse Mortgages, click on the REVERSE MORTGAGES button under my photo on the left side of the page.

For a free reverse mortgage informational package and confidential estimate call me at 800-642-3188 or email me at sbrooks_liberty@bellsouth.net.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! My professional commitment to you is to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! I can help you get there.

Refinancing your current mortgage has become harder for some borrowers, due to reductions in appraised values. I have several programs that can help.  One government insured program even allows 95% equity withdrawal with less than perfect credit.  If you have a higher interest rate, I can even help you pay down your balance more quickly for comparable monthly payment. Let me guide you to the very best refinanced loan!

Tapping into your home equity is still possible.  If you've owned your home for a few years, tap into that wealth and reward yourself. I'll help with the best program to fit your goals.

I will give you the personal attention you deserve and treat you with the respect due a valued customer. I understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So I make a commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate my website to learn more about me, what First Liberty can do for you, and how easy it is to get started.